Working TogetherJackie, a single mom of four, had never had a savings account. Wendy was so far behind in paying her bills that she kept them, unopened, in a drawer. Tina owed money to the IRS. From Budget Buddies, they found support for solving these and many other financial issues.

Budget Buddies helps low-income women become more economically self-sufficient and transform their lives by teaching them core money-management skills and pairing them with personal financial coaches.

We partner with local social service agencies and community volunteers to provide individualized training in basic money management.

Since launching Budget Buddies in 2010, we have implemented 40 customized programs in partnership with 21 community agencies and trained nearly 300 coaches to mentor more than 400 low-income women.


Fall 2016: Our Biggest Season Yet

fall-2016As the days get shorter, the temperatures get cooler, and the kids go back to school, we are preparing for our most ambitious fall program launch with both long-time agency partners and several new organizations.

Returning to Our Roots

In September we will start our first program for mothers of girls who attend the YWCA of Greater Lowell — a multi-service organization serving low-income families whose mission of empowering women aligns perfectly with our values.

We are also planning a third program with the Chelmsford Housing Authority for residents of the new Chelmsford Woods Residences, a 58-unit, all-affordable housing development. And, incredibly, we are starting our twelfth program with the House of Hope Shelter in Lowell

Strengthening Our Ties in Lawrence

In August, we completed a successful program with mothers of children who are in the Head Start program at the Greater Lawrence Community Action Council (GLCAC). The coaches for this program were GLCAC Family Advocates, who support Head Start children and their families. This fall, we will offer a program in which the Family Advocates are the buddies. This will give us coaches for future programs, while enhancing the work Family Advocates do with Head Start families who are not in our program.

In Lawrence we will also start our third program with the YWCA Fina House, a transitional housing agency for survivors of domestic violence and sexual assault, as well as homeless teens who are pregnant or new moms.

Crossing State Lines

This fall will take our program out of state for the first time, thanks to partnerships with the Adult Learning Center and the Front Door Agency in Nashua, NH. The Adult Learning Center is a community education center. The Front Door Agency is a transitional housing program for young single mothers.

We plan to run 12 programs in the coming year – a 50% increase over the past year. We are thrilled to venture into new locations, while deepening the commitment to our home community, and help many more women control their financial futures.


Model Graphic Helping Women3


New Programs Starting Soon: Volunteers Needed

IMG_3746An hour a week of your time can start a woman in your community on the road to financial independence.

You do not have to be a financial wizard to be a coach. All you need is the desire to help someone in your community make the most of the money she has.

As a volunteer coach, you’ll provide ongoing, one-to-one support for your client – and we’ll support you in that effort.

Interested in learning more? Join us for an upcoming Volunteer Information Night:

  •  In Chelmsford: Tuesday, October 11th or Thursday, October 20th

For more information, or to RSVP, contact Katie, our volunteer coordinator, at 978-703-0820 or